Furniture Protection Plan Terms

Last Updated: [Date]

1. Plan Coverage

This protection plan (“Plan”) covers:
✔ Manufacturer defects in materials/workmanship
✔ Mechanical/electrical failures (for eligible items)
✔ Accidental damage (drops, spills, cracks)
✔ Power surges (for electronics-containing furniture)

Exclusions:
✖ Commercial/rental use
✖ Natural disasters
✖ Intentional damage
✖ Normal wear & tear

2. Eligibility Requirements

To qualify, products must:

  • Be registered within 30 days of purchase
  • Have original proof of purchase
  • Show no pre-existing damage
  • Be located in [Country]

3. Plan Duration

  • 3-Year Standard: Covers defects + 1 accidental damage claim
  • 5-Year Premium: Covers defects + 3 accidental damage claims

4. Claims Process

Step 1: Submit claim via our online portal
Step 2: Provide:

  • Plan certificate number
  • Photos/video of damage
  • Purchase documentation
    Step 3: Choose resolution:
  • Repair by authorized technician
  • Replacement with comparable item
  • Refund (prorated after 2 years)

Response Time: 5-7 business days for claim assessment

5. Service Fees

  • $0 for manufacturing defects
  • $25 deductible per accidental damage claim
  • Customer pays shipping for replacement items over 50lbs

6. Transferability

Plan may be transferred to new owner:

  1. Submit notarized transfer request
  2. Pay $15 processing fee
  3. Provide new owner’s contact information

7. Cancellation Policy

Full refund if cancelled within 30 days (provided no claims made). After 30 days:

  • Refund = (Remaining months/Total months) × (Plan price – claims paid)
  • $25 cancellation fee applies

8. FAQ

Q: Does this replace the manufacturer warranty?
A: No – it extends coverage and adds accidental damage protection.

Q: What’s considered “comparable” replacement?
A: Same function + equal/better materials. We’ll consult you before substitution.

Q: Are glass components covered?
A: Only if part of original design (excludes aftermarket additions).

Q: How long do repairs take?
A: Most completed within 10 business days after approval.